Friday , 13 December 2019
Our lives are so full of little odds and end these days that it is difficult to compartmentalize and sort out our priorities. Often, we find that health takes a backseat, much against our wishes. In such a scenario, it is hardly surprising that buying health insurance does not even feature in our to-do list. But this may be a huge mistake on our part. In fact, having a strong financial back-up for health can help us prioritise better. And what better way to enable this than by buying a health insurance policy? If still in doubt, take a look at the best insurance companies’ claim settlement ratio.
What is the claim settlement ratio?
As the name suggests, it is the ratio of the number of claims paid by the insurance company to the insured, to the total number of claims received by the company. The best insurance companies have a claim settlement ratio in percentages above 90. This means that more than 90% of the people who go in for health insurance get adequate returns on their investment. This is enough to show how profitable buying health insurance can be.
What makes health insurance worth buying?
Here are some benefits of taking a health insurance policy:
Thus, no matter what the payment mode is, you can leave aside your monetary worries and focus on recovering in peace. Make sure that you go through the policy terms and conditions and choose one that is best suited for you.
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